Personal Care International Cost of Living Ranking 2010

This report provides you with the rank of Personal Care cost of living indexes as at September 2010 for each of our 300 global locations. The indexes are calculated using the prices for specific quantities of the same goods and services in each location, based on expatriate spending patterns across 13 broad categories (Basket Groups). Our calculators make use of the cost of living indexes, based on your input and Xpatulator’s data, to create reports online which you can save, e-mail or convert to a pdf file.

 

Personal Care costs include personal care products and services such as cosmetics, hair care, moisturizer / sun block, nappies, pain relief tablets, toilet paper, toothpaste, and soap / shampoo / conditioner.

 

The September 2010 personal care international cost of living top 100 rank is as follows:

 

September 2010 Rank Country, City

1 Kiribati, South Tarawa
2 Kyrgyzstan, Bishkek
3 Iran, Tehran
4 Algeria, Algiers
5 Turkmenistan, Ashgabat
6 Brazil, Sao Paulo
7 Slovakia, Bratislava
8 Brazil, Rio de Janeiro
9 Brazil, Brasilia
10 Australia, Sydney
11 Gambia, Banjul
12 Burundi, Bujumbura
13 USA, San Francisco Calif
14 Australia, Canberra
15 Rwanda, Kigali
16 Sudan, Khartoum
17 Australia, Melbourne
18 Russia, Moscow
19 Chad, NDjamena
20 Myanmar, Yangon
21 Congo, Brazzaville
22 USA, San Antonio Tex
23 Burkina Faso, Ouagadougou
24 USA, Philadelphia Pa
25 USA, Los Angeles Calif
26 Australia, Perth
27 Venezuela, Caracas
28 Angola, Luanda
29 Bahamas, Nassau
30 Ghana, Accra
31 USA, New York NY
32 Samoa, Apia
33 Bermuda, Hamilton
34 Australia, Brisbane
35 Solomon Islands, Honiara
36 New Zealand, Auckland
37 USA, Washington DC
38 China, Macao
39 Cote DIvoire, Abidjan
40 Nigeria, Lagos
41 Kazakhstan, Almaty
42 Papua New Guinea, Port Moresby
43 Australia, Adelaide
44 Mauritius, Port Louis
45 Japan, Tokyo
46 Germany, Munich
47 Russia, St. Petersburg
48 United Kingdom, London
49 Congo Democratic Rep, Kinshasa
50 Germany, Frankfurt
51 Liechtenstein, Vaduz
52 Ireland, Dublin
53 USA, Miami Fla
54 Libya, Tripoli
55 Germany, Cologne
56 Germany, Berlin
57 USA, Atlanta GA
58 Switzerland, Geneva
59 Germany, Bonn
60 Austria, Vienna
61 Jersey, Saint Helier
62 Germany, Hamburg
63 Switzerland, Zurich
64 Isle of Man, Douglas
65 Italy, Milan
66 Sao Tome and Principe, Sao Tome
67 USA, Detroit Mich
68 Micronesia, Palikir
69 USA, Baltimore Md
70 Cayman Islands, George Town
71 USA, Jacksonville Fla
72 United Kingdom, Glasgow
73 Italy, Rome
74 USA, Phoenix Ariz
75 Croatia, Zagreb
76 Afghanistan, Kabul
77 Israel, Jerusalem
78 Cape Verde, Praia
79 United Kingdom, Birmingham
80 Indonesia, Jakarta
81 United Kingdom, Leeds
82 Zambia, Lusaka
83 USA, Portland Ore
84 Guernsey, St Peter Port
85 Iraq, Baghdad
86 Falkland Islands, Stanley
87 Uruguay, Montevideo
88 United Kingdom, Belfast
89 USA, Seattle Wash
90 USA, Fort Worth Tex
91 Ethiopia, Addis Ababa
92 Liberia, Monrovia
93 San Marino, San Marino
94 Djibouti, Djibouti
95 Niger, Niamey
96 USA, Anchorage AK
97 Somalia, Mogadishu
98 Laos, Vientiane
99 Vatican City, Vatican City
100 Namibia, Windhoek

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Americas Cost of Living – 2010

The Americas most expensive city is now Caracas, which is the world’s second most expensive city to live in, largely as a result of the recent devaluation of the official exchange rate. Brazil has 3 of the 4 most expensive cities in the Americas. New additions to the rankings, Sao Paulo (ranked 5 in the world), and Rio de Janeiro (ranked 7 in the world) are followed by Brasilia (ranked 13 in the world). Nassau (ranked 18 in the world) is the fifth most expensive city, while New York (ranked 21 in the world) is the sixth most expensive city in the America’s and most expensive in the United States of America. The cheapest city to live in the Americas is La Paz in Bolivia (ranked 294 in the world). The cheapest city surveyed in the United States of America is Indianapolis Ind (ranked 279 in the world).

 

Tokyo is the most expensive city in the world in which to live, out of 300 global locations, surveyed in September 2010. While Tokyo is relatively cheap for items such as alcohol & tobacco (ranked 145), it is the most expensive for groceries and healthcare, and household accommodation costs. Tokyo has always been relatively expensive. This trend has strengthened again recently, as a result of the Japanese Yen having gained in value by about 18% against the United States Dollar in the past two years.

As the most expensive city in the world, Tokyo has an overall cost of living index of 155.4 (New York = 100), while Dubai (ranked 60 in the world) has a cost of living index of 88.84. Therefore Tokyo’s cost of living is 75% higher than Dubai. That means that an expatriate earning USD$5,000 per month in Dubai would need to earn USD$8,750 per month in Tokyo to enable them to have the same purchasing power, and therefore a similar standard of living as they had in Dubai. The cost of living for an expatriate is affected by both the availability and prices, of goods and services representative of an expatriate lifestyle, local inflation, and the exchange rate between the home and host country. As a result the cost of living has a significant impact of an expatriate’s salary package.

Caracas has moved up the rankings to become the second most expensive city to live in. Caracas is most expensive place in the world for furniture and appliances, recreation and culture as well as for hotels restaurants and meals out. Caracas is the second most expensive place for alcohol and tobacco, groceries, and healthcare.

Hong Kong is the third most expensive city in the world for expatriates to live in. The high overall cost of living rank for Hong Kong is primarily a result of two expensive basket groups. Hong Kong is the third most expensive city in the world for healthcare, and is the second most expensive city in the world for household accommodation, which typically comprises 30% of an expatriate’s expenses. Hong Kong is a good example of why many international organizations compensate separately for healthcare as well as household related costs such as housing rental, water, electricity, household gas, household fuels, local rates and residential taxes. Items that are provided by the employer should be excluded from a cost of living index calculation. The cost of living index for Hong Kong excluding healthcare and household related costs is substantially lower than it’s overall cost of living index of 128.9 (New York = 100). Hong Kong is relatively cheap for recreation & culture (ranked 241 in the world), education (ranked 259 in the world), as well as furniture & appliances (ranked 268 in the world).

Osaka, ranked fourth, is a new addition to the rankings. Osaka is most expensive for household accommodation (ranked 3 in the world), healthcare (ranked 5 in the world) and groceries (ranked 6 in the world).

Sao Paulo, another new addition to the rankings, is the fifth most expensive city in the world. Sao Paulo is the most expensive place in the world for education, and is ranked second most expensive for clothing. The Brazilian Real has strengthened by 11% against the United States Dollar in the past year, although it is still weaker than it was two years ago. Sao Paulo is ranked in the top 55 most expensive cities in the world for each of the 13 basket groups.

 

Most expensive cities in the Americas (Global rank in brackets)
1. Venezuela, Caracas (2)
2. Brazil, Sao Paulo (5)
3. Brazil, Rio de Janeiro (7)
4. Brazil, Brasilia (13)
5. Bahamas, Nassau (18)
6. USA, New York NY (21)
7. Canada, Toronto (31)
8. Trinidad and Tobago, Port-of-Spain (32)
9. Bermuda, Hamilton (36)
10. Canada, Vancouver (42)


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The Positives and Negatives of Moving Internationally

This is a basic summary on the Positives and Negatives on moving from one place to another in our global world from someone who has been there and done it a couple of times.  How to make the negatives positive and how to make the decision whether you are ready to leave your comfort zone or not, to have an adventure and enjoy it as such or not.  To remember you are never alone on this journey of discovery.

 

1. You are able to live in a country with a different culture and if you embrace the culture and enjoy every aspect of it, you will enjoy your stay;
2. It is very interesting to see how different countries work, from government departments through to shops and even the traffic rules;
3. You get to explore a completely new environment and travel without it costing you a fortune;
4. You make new friends from all over the world, as an expat you will become part of an expat community and this community will tell you where to go, travel and visit;
5. Then there is the local community and if you are working with locals, they will do the same thing, tell you where to go to experience the local community;
6. Usually you get to earn a better salary than in your country of origin, so save save save;
7. It is also not unusual, when accepting a job through an overseas company that many of the normal day to day expenses are paid for, such as accommodation, transport, medical and schooling; and many others that are taken care of;
8. If you have children they will have the opportunity of getting an international schooling and become global citizens of the world;
9. Many people are never given the opportunity to move around the world, this is such a wonderful opportunity to teach your children how to cope in different situations, travel and cope in airports, embrace other cultures and generally survive a different lifestyle;
10. You learn to take baby steps, accept how things work or don’t, not to sweat the small stuff and become accepting of situations, people and places iow to chill.  All of the above can teach you a lot about yourself.

 

So what about the negatives….it is so normal for us humans to always potentially look at the negative side before we look at the positives and we tend to always find so many more negatives.  So here is my list…but with positives to go with them:

1. Packing your entire life to move or store, probably the worst part of moving, you need to decide what to keep or sell or give away or throw away; positively it’s a great opportunity to get rid of junk!
2. Unpacking, ditto to the above….
3. Leaving your family and friends behind which under any situation is difficult; positively the world is such a small place now that between email, blogs and skype they are always only a pc away. Plus with air travel it is easy to get home very very quickly;
4. The language differences can result in misunderstandings and things not getting done in the way you would have done them in your own country, positively this teaches us patience and English is a fairly universal language;
5. You will have to go through all the processes of getting Visa’s, Residence Permits, sometimes even going through medicals, driving tests, finger printing, etc (depending on the country you are going to) which can be incredibly frustrating, but this is the way that the country you are moving to can keep tabs on who is coming and going from their country.  Positively, it should make you feel safer knowing that they are checking on who is entering, that these people are responsible citizens of the world and have no criminal records, etc.
6. It will be hard for the family to settle, everything is different and unusual if you have gone to a culture very different from your own, even if it is similar it is still different; talk to the family, let everyone express how they are feeling, be understanding of each others’ moods and positively it gets the family talking;
7. New routines, a new school, a new office, new friends; and all of these take time; but all the above have the word new in so that is positive….
8. Moving countries is one of the top 3 most stressful situations a person can be in, but how you handle it will result in how well your health copes with the move; remember to always think about (perhaps even list) the reasons you made the decision to move (make sure it is a decision that has been made by the family) and hang on to all those positives, you are going to hit rough patches and you are going to need all your positive lists to get through certain stages and times of the move.

 

So not too bad, I love being a citizen of the world, I love knowing that I have gone through this  process, that I can do it, that I can be positive, that I can meet some fantastic people that are different to me, that life is bigger than just my small little world….

 

If you are thinking about moving, think of the positives and negatives that it will create in your life and if you can cope especially with the negatives, go for it!  Have an adventure!

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Household Accommodation International Cost of Living Ranking 2010

This report provides you with the rank of Household Accommodaion cost of living indexes as at September 2010 for each of our 300 global locations. The indexes are calculated using the prices for specific quantities of the same goods and services in each location, based on expatriate spending patterns across 13 broad categories (Basket Groups). Our calculators make use of the cost of living indexes, based on your input and Xpatulator’s data, to create reports online which you can save, e-mail or convert to a pdf file.

 

Household Accommodation costs include housing, water, electricity, household gas, household fuels, local rates and residential taxes such as house / flat mortgage, house / flat rental, household electricity consumption, household gas / fuel consumption, household water consumption, and local property rates / taxes / levies.

 

The September 2010 household international cost of living top 100 rank is as follows:

 

September 2010 Rank Country, City

1 Japan, Tokyo
2 China, Hong Kong
3 Japan, Osaka
4 Japan, Nagoya
5 Japan, Yokohama
6 China, Shanghai
7 Venezuela, Caracas
8 Taiwan, Taipei
9 Angola, Luanda
10 Korea Republic of, Seoul
11 United Arab Emirates, Abu Dhabi
12 Singapore, Singapore
13 Qatar, Doha
14 Bahamas, Nassau
15 Brazil, Sao Paulo
16 USA, New York NY
17 Russia, Moscow
18 United Kingdom, London
19 Croatia, Zagreb
20 Brazil, Rio de Janeiro
21 Switzerland, Geneva
22 Brazil, Brasilia
23 Switzerland, Zurich
24 Falkland Islands, Stanley
25 Jersey, Saint Helier
26 Czech Republic, Prague
27 Montenegro, Podgorica
28 United Arab Emirates, Dubai
29 United Kingdom, Glasgow
30 Nigeria, Lagos
31 Bermuda, Hamilton
32 United Kingdom, Birmingham
33 Saudi Arabia, Riyadh
34 Guernsey, St Peter Port
35 Australia, Sydney
36 United Kingdom, Leeds
37 Isle of Man, Douglas
38 Saint Helena, Jamestown
39 Cuba, Havana
40 United Kingdom, Belfast
41 Australia, Canberra
42 Russia, St. Petersburg
43 Trinidad and Tobago, Port-of-Spain
44 Uruguay, Montevideo
45 Saudi Arabia, Jeddah
46 Ukraine, Kiev
47 Australia, Perth
48 India, Mumbai
49 Liechtenstein, Vaduz
50 Cayman Islands, George Town
51 Australia, Melbourne
52 France, Paris
53 Papua New Guinea, Port Moresby
54 Kuwait, Kuwait City
55 USA, San Jose Calif
56 Kazakhstan, Almaty
57 Bahrain, Manama
58 Denmark, Copenhagen
59 Liberia, Monrovia
60 India, Calcutta
61 Monaco, Monaco
62 Serbia, Belgrade
63 India, New Delhi
64 India, Chennai
65 Australia, Brisbane
66 Dominican Republic, Santo Domingo
67 France, Marseille
68 France, Lyon
69 Panama, Panama City
70 Micronesia, Palikir
71 USA, San Francisco Calif
72 India, Hyderabad
73 China, Beijing
74 Tanzania, Dar es Salaam
75 New Zealand, Auckland
76 Syria, Damascus
77 Jamaica, Kingston
78 Guinea, Conakry
79 Norway, Oslo
80 USA, Washington DC
81 Vanuatu, Port Vila
82 Italy, Milan
83 Finland, Helsinki
84 Italy, Rome
85 India, Bangalore
86 Martinique, Fort-de-France
87 Australia, Adelaide
88 Argentina, Buenos Aires
89 Ireland, Dublin
90 Congo Democratic Rep, Kinshasa
91 Belarus, Minsk
92 Colombia, Bogota
93 Marshall Islands, Majuro
94 Azerbaijan, Baku
95 Namibia, Windhoek
96 Puerto Rico, San Juan
97 San Marino, San Marino
98 Malaysia, Kuala Lumpur
99 Lebanon, Beirut
100 Canada, Toronto

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Grocery International Cost of Living Ranking 2010

This report provides you with the rank of Grocery cost of living indexes as at September 2010 for each of our 300 global locations. The indexes are calculated using the prices for specific quantities of the same goods and services in each location, based on expatriate spending patterns across 13 broad categories (Basket Groups). Our calculators make use of the cost of living indexes, based on your input and Xpatulator’s data, to create reports online which you can save, e-mail or convert to a pdf file.

 

Grocery costs include food, non-alcoholic beverages and cleaning material items such as baby consumables, baked goods, baking, canned foods, cheese, cleaning products, dairy, fresh fruits, fresh vegetables, fruit juices, meat, oil & vinegars, pet food, pre-prepared meals, sauces, seafood, snacks, soft drinks, spices and herbs.

 

The September 2010 grocery international cost of living top 100 rank is as follows:

 

September 2010 Rank Country, City

1 Japan, Tokyo
2 Venezuela, Caracas
3 Russia, Moscow
4 Trinidad and Tobago, Port-of-Spain
5 Denmark, Copenhagen
6 Japan, Osaka
7 Congo, Brazzaville
8 Sudan, Khartoum
9 Bahrain, Manama
10 Kiribati, South Tarawa
11 Norway, Oslo
12 Japan, Nagoya
13 Korea Republic of, Seoul
14 Central African Republic, Bangui
15 Switzerland, Geneva
16 Gabon, Libreville
17 China, Hong Kong
18 Japan, Yokohama
19 Solomon Islands, Honiara
20 Switzerland, Zurich
21 Indonesia, Jakarta
22 USA, Anchorage AK
23 Sierra Leone, Freetown
24 Angola, Luanda
25 Egypt, Cairo
26 Canada, Toronto
27 Russia, St. Petersburg
28 USA, San Jose Calif
29 Congo Democratic Rep, Kinshasa
30 Canada, Vancouver
31 Azerbaijan, Baku
32 Qatar, Doha
33 Liberia, Monrovia
34 Nigeria, Lagos
35 Liechtenstein, Vaduz
36 Canada, Calgary
37 Philippines, Manila
38 USA, Philadelphia Pa
39 Canada, Montreal
40 Papua New Guinea, Port Moresby
41 USA, Boston Mass
42 Sao Tome and Principe, Sao Tome
43 USA, New York NY
44 USA, San Francisco Calif
45 Burkina Faso, Ouagadougou
46 USA, Washington DC
47 New Caledonia, Noumea
48 Afghanistan, Kabul
49 Bahamas, Nassau
50 Bermuda, Hamilton
51 Micronesia, Palikir
52 Australia, Sydney
53 Brazil, Sao Paulo
54 Timor-Leste, Dili
55 Canada, Ottawa
56 Australia, Canberra
57 United Arab Emirates, Abu Dhabi
58 Samoa, Apia
59 Cayman Islands, George Town
60 Guam, Hagatna
61 France, Paris
62 Monaco, Monaco
63 Lebanon, Beirut
64 China, Shanghai
65 Vanuatu, Port Vila
66 Korea Democratic Republic of, Pyongyang
67 Haiti, Port-au-Prince
68 USA, Seattle Wash
69 Mali, Bamako
70 Austria, Vienna
71 Brazil, Rio de Janeiro
72 Comores, Moroni
73 Australia, Melbourne
74 Cote DIvoire, Abidjan
75 Jamaica, Kingston
76 Djibouti, Djibouti
77 Chad, NDjamena
78 Australia, Perth
79 United Arab Emirates, Dubai
80 Martinique, Fort-de-France
81 USA, Baltimore Md
82 Barbados, Bridgetown
83 USA, Chicago Ill
84 Jersey, Saint Helier
85 Brunei, Bandar Seri Begawan
86 Singapore, Singapore
87 USA, San Diego Calif
88 Puerto Rico, San Juan
89 Brazil, Brasilia
90 Malawi, Lilongwe
91 United Kingdom, London
92 USA, Cleveland Ohio
93 Taiwan, Taipei
94 Iraq, Baghdad
95 USA, Miami Fla
96 Burundi, Bujumbura
97 USA, Los Angeles Calif
98 China, Macao
99 Italy, Milan
100 Sweden, Stockholm

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Middle East Cost of Living – 2010

The Middle East has experienced a drop in inflation in most cities over the past two years following a few years of relatively high inflation. The strong link of most regional currencies to the United States Dollar has resulted in many regional currencies strengthening against other major currencies. The United States Dollar has strengthened against the Euro by around 21% in the past two years making imports from Europe into the region cheaper. Abu Dhabi (ranked 19 in the world) is the most expensive city in the Middle East, followed by Doha (ranked 28 in the world), and Bahrain (ranked 47 in the world). Dubai is the fourth most expensive city in the Middle East (ranked 60 in the world) with a cost of living index of 88.84 (New York = 100). Household accommodation, which comprises 30% of the 13 basket groups based on expatriate expenditure norms, has fallen dramatically in Dubai in the past year, as a result of over-supply, given the impact of the financial crises. The cheapest city surveyed in the Middle East (and cheapest in the world) is Sanaa in Yemen (ranked 300 in the world) with a cost of living index of 50.42, half that of New York which has a cost of living index of 100.

 

Tokyo is the most expensive city in the world in which to live, out of 300 global locations, surveyed in September 2010. While Tokyo is relatively cheap for items such as alcohol & tobacco (ranked 145), it is the most expensive for groceries and healthcare, and household accommodation costs. Tokyo has always been relatively expensive. This trend has strengthened again recently, as a result of the Japanese Yen having gained in value by about 18% against the United States Dollar in the past two years.

 

As the most expensive city in the world, Tokyo has an overall cost of living index of 155.4 (New York = 100), while Dubai (ranked 60 in the world) has a cost of living index of 88.84. Therefore Tokyo’s cost of living is 75% higher than Dubai. That means that an expatriate earning USD$5,000 per month in Dubai would need to earn USD$8,750 per month in Tokyo to enable them to have the same purchasing power, and therefore a similar standard of living as they had in Dubai. The cost of living for an expatriate is affected by both the availability and prices, of goods and services representative of an expatriate lifestyle, local inflation, and the exchange rate between the home and host country. As a result the cost of living has a significant impact of an expatriate’s salary package.

Caracas has moved up the rankings to become the second most expensive city to live in. Caracas is most expensive place in the world for furniture and appliances, recreation and culture as well as for hotels restaurants and meals out. Caracas is the second most expensive place for alcohol and tobacco, groceries, and healthcare.

Hong Kong is the third most expensive city in the world for expatriates to live in. The high overall cost of living rank for Hong Kong is primarily a result of two expensive basket groups. Hong Kong is the third most expensive city in the world for healthcare, and is the second most expensive city in the world for household accommodation, which typically comprises 30% of an expatriate’s expenses. Hong Kong is a good example of why many international organizations compensate separately for healthcare as well as household related costs such as housing rental, water, electricity, household gas, household fuels, local rates and residential taxes. Items that are provided by the employer should be excluded from a cost of living index calculation. The cost of living index for Hong Kong excluding healthcare and household related costs is substantially lower than it’s overall cost of living index of 128.9 (New York = 100). Hong Kong is relatively cheap for recreation & culture (ranked 241 in the world), education (ranked 259 in the world), as well as furniture & appliances (ranked 268 in the world).

 

Osaka, ranked fourth, is a new addition to the rankings. Osaka is most expensive for household accommodation (ranked 3 in the world), healthcare (ranked 5 in the world) and groceries (ranked 6 in the world).

Sao Paulo, another new addition to the rankings, is the fifth most expensive city in the world. Sao Paulo is the most expensive place in the world for education, and is ranked second most expensive for clothing. The Brazilian Real has strengthened by 11% against the United States Dollar in the past year, although it is still weaker than it was two years ago. Sao Paulo is ranked in the top 55 most expensive cities in the world for each of the 13 basket groups.

 

Most expensive cities in the Middle East (Global rank in brackets)
1. United Arab Emirates, Abu Dhabi (19)
2. Qatar, Doha (28)
3. Bahrain, Manama (47)
4. United Arab Emirates, Dubai (60)
5. Israel, Jerusalem (82)
6. Lebanon, Beirut (119)
7. Palestinian Territories, West Bank (141)
8. Syria, Damascus (146)
9. Iran, Tehran (158)
10. Kuwait, Kuwait City (163)

 

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Transport International Cost of Living Ranking 2010

This report provides you with the rank of Transport cost of living indexes as at September 2010 for each of our 300 global locations. The indexes are calculated using the prices for specific quantities of the same goods and services in each location, based on expatriate spending patterns across 13 broad categories (Basket Groups). Our calculators make use of the cost of living indexes, based on your input and Xpatulator’s data, to create reports online which you can save, e-mail or convert to a pdf file.

 

Transport costs include public transport, vehicle costs, vehicle fuel, vehicle insurance and vehicle maintenance such as hire purchase / lease of vehicle, petrol / diesel, public transport service maintenance, tires, vehicle Insurance, and vehicle purchase.

 

The September 2010 transport international cost of living top 100 rank is as follows:

 

September 2010 Rank Country, City

1 Norway, Oslo
2 Switzerland, Geneva
3 Switzerland, Zurich
4 Denmark, Copenhagen
5 Liechtenstein, Vaduz
6 Netherlands, Amsterdam
7 Germany, Munich
8 Germany, Frankfurt
9 Turkey, Istanbul
10 Germany, Cologne
11 Germany, Bonn
12 Germany, Berlin
13 Germany, Hamburg
14 Monaco, Monaco
15 France, Paris
16 Brazil, Sao Paulo
17 Japan, Tokyo
18 Timor-Leste, Dili
19 Austria, Vienna
20 Malta, Velletta
21 India, Mumbai
22 Turkey, Ankara
23 Georgia Republic of, Tbilisi
24 Brazil, Rio de Janeiro
25 Cameroon, Douala
26 Finland, Helsinki
27 Hungary, Budapest
28 Italy, Milan
29 Cameroon, Yaounde
30 Trinidad and Tobago, Port-of-Spain
31 Ireland, Dublin
32 Italy, Rome
33 India, New Delhi
34 Maldives, Male
35 India, Chennai
36 Brazil, Brasilia
37 India, Calcutta
38 Spain, Madrid
39 Iceland, Reykjavik
40 Luxembourg, Luxembourg
41 San Marino, San Marino
42 Eritrea, Asmara
43 India, Hyderabad
44 Canada, Toronto
45 India, Bangalore
46 Sao Tome and Principe, Sao Tome
47 Madagascar, Antananarivo
48 Spain, Barcelona
49 Canada, Vancouver
50 Congo Democratic Rep, Kinshasa
51 United Kingdom, London
52 Israel, Jerusalem
53 Vatican City, Vatican City
54 Mali, Bamako
55 Canada, Calgary
56 Guernsey, St Peter Port
57 Sweden, Stockholm
58 Australia, Sydney
59 France, Lyon
60 Isle of Man, Douglas
61 Gambia, Banjul
62 Canada, Montreal
63 Greenland, Nuuk
64 USA, New York NY
65 Belgium, Brussels
66 Australia, Canberra
67 Slovakia, Bratislava
68 Rwanda, Kigali
69 Poland, Warsaw
70 Turkmenistan, Ashgabat
71 Malawi, Lilongwe
72 Fiji, Suva
73 Congo, Brazzaville
74 Cook Islands, Avarua
75 Falkland Islands, Stanley
76 Jersey, Saint Helier
77 Azerbaijan, Baku
78 Andorra, Andorra la Vella
79 United Kingdom, Glasgow
80 Vanuatu, Port Vila
81 Australia, Perth
82 Portugal, Lisbon
83 France, Marseille
84 Canada, Ottawa
85 Jamaica, Kingston
86 Australia, Melbourne
87 United Kingdom, Birmingham
88 Japan, Osaka
89 Gibraltar, Gibraltar
90 Zambia, Lusaka
91 United Kingdom, Leeds
92 Saint Helena, Jamestown
93 Kiribati, South Tarawa
94 Venezuela, Caracas
95 Senegal, Dakar
96 China, Hong Kong
97 Papua New Guinea, Port Moresby
98 Micronesia, Palikir
99 Greece, Athens
100 Paraguay, Asuncion

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Expat Kids, not just cost of living

Is being an expat all about attitude, and if so, does this have an immense influence on expat children and how they perceive their situation in this new environment?
If as adults we have doubts about settling in a new country, how do you think our children are feeling?
The inevitable question is “Do we leave our comfort zone?”
Do we disrupt our lives, move away from everything we know and love, our home comforts, family and friends. And finally do we tear our children away from all the above? Inevitably they have the same concerns as we do….
In their minds they are asking questions like, can I adapt, will I be happy, will I make new friends, will I be accepted, will I be good enough and to top it all off they are leaving all their friends behind, just like you are.
With these questions in mind and after much research on the topic there were a few points that stood out for me on the expat child these are discussed below:
1. Attitude
Your attitude as the adult and parent is going to greatly influence how your children settle in the country and accept the move.
We can decide whether to be positive or negative about becoming expats. The more positive parent results in a well adjusted child who looks at the glass half full, finds the positive in every situation and tries to adjust as much as you do.
The positives of living in a new and different environment, so outweigh the negatives. We can start with that fantastical dream of living abroad (the “Out of Africa” experience or exotic India thoughts), this is an adventure for you and them and it needs to be embraced as such.
Perhaps it is the benefit of a better environment, climate, economic situation, better job opportunities and prospects, a better political situation, safer country, etc etc, the reason you have left your country of origin is “your” positive and this positive must be lived every day by the family.
What you and your family are achieving can be what your peers back home can only dream of ever achieving one day. Your attitude back when you were deciding to take this adventure, was one of hope and opportunity, of adventure, of new beginnings and this is how this dream needs to be lived.
Trudie remembers: We saw this move as a wonderful opportunity to expose our children to the world and maybe broaden their horizons.
I was 36 weeks pregnant when we arrived and I was stressed beyond mention. Adjusting to this part of the world was the hardest for me. I gave up a whole support system at home to have a baby in a strange country and had to cope on my own- with just my husband by my side. For Matthew (8) coming to this part of the world is associated with so many wonderful things-he got to be with Dad again (as Dad was always away when we lived at home). He finally got a sibling that we had been praying so hard for. And he got to go to a new school, make new friends and take up a combat sport-For Matthew life was grand.
Shirley says she hated where we moved to with a passion. It was cold, wet, and windy, the people were not as friendly as I thought they would be and it was a really hard and lonely time for at least a year. My first six months I told my husband that I could not handle this place and wanted to go home, but the thought of the crime back home and the safety of my children was more important for me and that was an absolute put off. I really wanted my children to be able to come and go as they wanted and not always worry about whether they would be safe. It took me a long time to stop hugging my handbag to my chest, to stop looking over my shoulder to see if I was been followed or whether someone was going to snatch my bag, to stop locking all my car doors and putting my handbag under my seat. That became a plus in my book and I had to really work hard to change my attitude and that is what I did. I still miss my family and my friends, but I have made new friends here and it helps a lot. I don’t worry about locking my car door anymore or worrying about whether my bag is going to be snatched etc, it makes life simpler and therefore I just carry on with life and hope and pray for the best. With my attitude change, my children have become so much happier and that is what counts.
Each of these parents has had a positive attitude towards their circumstances, even if it did not start off as positive eventually expat parents realize that only their positive experiences can result in their children having a positive attitude too.
2. Being Open minded:
In every case of becoming an expat, the circumstances you are going to experience are going to be different, even if you move within the USA, if you have not been brought up in the culture it is going to be an adjustment. Parents need to be open minded about a culture, to allow their children to be open minded about it too.
Denise remembers first moving to the Middle East: We found the people drove like maniacs and we would raise our arms like the Lemurs – King Julien and Maurice in the movie Madagascar and say “Look at me, look at me, I am a crazy driver” and all roll around laughing. Eventually our kids were mimicking us and believed that all Middle Eastern people drove like crazy people, as they associated crazy driving being due to where we were. We had to correct them on that and say, eventually everyone that lives here drives badly, it is just how it is here and somehow you adjust.
Monique feels that being an expat parent really depends on a lot of things, like where you are being posted – Most of my postings have been to central African countries where food and medical care can be scarce, this can be stressful with younger kids and as a parent you need to be open minded and be prepared to adjust and change your way of thinking and learn many new skills, like administering medical aid, sometimes going as far as doing your own stitches on a screaming kid without pain killers.
3. The right Schooling
We can so easily make the wrong school choice for our children (even in our own countries), but when moving to a culturally different country this could be what either develops your child into having a positive attitude or not.
Let your child go to a school that will suite his/her personality. Will they develop better in a smaller or bigger school, a social / sporty or academic school, what is the vision of the school for the students, check, check and double check if your child will suite the style of the school. Perhaps home schooling is another option to look into. Children need to thrive and will do so if the school appropriately develops their strengths. Send them to a school where they teach in your child’s home language and have children around them with similar cultural backgrounds e.g. sending a Christian child to a Muslim school or vice versa, may create boundaries for that child. Sometimes you do not have an option e.g. there is only 1 school available, but then get involved with the school and teach your child about cultural diversity. It is not “bad” to let your child go to a different school to learn about the new culture or language, but make sure that the child has the type of personality that can cope with this diverse education, else in the long term it may be damaging to their growth. Look at all the options and if your child is old enough, discuss the options with them and let them help make the decision. Educating your child is not an option, they need to be educated but they can help decide where they will be happiest. Remember your child is not you! Where you may cope, he or she may not, his / her strengths are different to yours and respect that they are their own individuals.
Liz seriously recommends sending your kids to a similar type size of school as your kids are leaving – We went from a gorgeous little school to a private huge, pressure pressure school, the main focus was on the academics but not a holistic school.  WORSE mistake, Nick went from a happy outgoing little boy to vomiting every day and getting nauseous when we drove past the school. NIGHTMARE the school offered no support only interested in bums in seats and $ in the bank.
Well it was sooo bad we contemplated going back to the country we had just come from (not home by the way), but gave a smaller school a go.  Nick had counseling from the trauma, and is back to his old happy self ….. so my friends don’t get caught up in the hype but go with your gut feel.

4. Immerse your family in the new language, culture, religion and country.
Locals in any country love it when you speak to them in their own language (try it out sometime). And it can be quite fun, especially if you get it wrong and they help you to correct your words, you develop a relationship with the people from the country and they will become so helpful towards you and you will enjoy getting to know them too. While learning the new language immerse this in the culture, religion and history of the country, go to museums, take tours and do a bit of what the locals would do, be it coffee in cafes in Greece or Paris, to Dhow or camel rides in the desert, or participate in some of the festivals they celebrate.   Make it fun, tell your kids stories about the culture and history, make it educational at the same time. Imagine the stories your children will be able to tell their friends back at home of their adventures and travels around the globe. They will always thank you for these experiences, as long as you are being positive and allowing your children to have fun.
Denise emphasizes that they take the children to museums, on safaris, to cultural villages, and encourage them to try the local food (even if it looks distasteful) as it may just surprise the taste buds. Mostly we want them to learn the local language so that they can know what is being said and communicate with their peers. Who knows they may well live here when they are older.
5. Be Encouraging
Encourage your child to take part in different activities, such as those mentioned above. Let them learn that they can overcome any challenge thrown their way, encourage and support them with whatever decisions they make. They are likely to develop a belief that they can achieve anything that life may throw at them as long as they are positive and set their minds to it. They will learn to embrace challenges head on, rather than being too afraid and shying away from these situations. They have been placed in a foreign environment and what better way to start learning to deal with challenges in life? And if you can encourage them to make decisions for themselves, whether good or bad, it is better than not being able to make any decisions as they get older.
Trudie agrees: I love the freedom that we have here, that we don’t have to worry that something will happen to my child if he goes to the bookshop by himself or to the bathroom. I got that chip off my shoulder and let my child become independent with confidence. We encourage him to be more independent now.
Denise remembers growing up very protected from the outside world. As an 18 year old, when I left home I had no worldly experience and could not make any decisions in life. It has been hard to unlearn that and start making decisions you feel are right for you. I want my children to be unafraid of making decisions in life, whether they are good or not, they must be courageous enough to try.
6. Flexibility and stability
Be flexible in your daily life and know that life is not to be taken too seriously, focus on opportunities to have fun and learn in the process. Your children will take a page from your book and learn to be flexible in their own lives. There is always somewhere new to go and people to meet. It is good to have surprises and not know what is coming next or which country you may move or travel to and experience. It is an adventure, so take advantage of the opportunity.
Maintaining stable relationships and a stable environment for your children is essential because one of the most difficult things for the expat child is building long-lasting friendships and not seeing the home they are living in as home. So create this environment for them, a stable yet flexible home.
Denise says, The feeling of not knowing what’s coming next is can be quite stressful at times, and I often have that sick feeling in my stomach about where life is going to take us next, I want my children to have flexibility and be ok with wherever they land up. So I try and show that I am excited so that my kids will grow up not being apprehensive like I am. Life is for the living, so we must live.
Trudie: This is definitely not home and never will be, but I’m not really sure that matters, as long as they know home is somewhere.
7. Communicating with others
Remember as the parent the way you interact with people as an expat will determine how your child will interact and accept people from different backgrounds. As an expat you are going to encounter, not only the new local culture and people, but people from all walks of life, from countries they may never have heard of. Your children need to be encouraged to embrace people from all walks of life, and not to be prejudiced of any.
Shirley: The people in the country we moved to were not very friendly, so I battled to settle and make friends, it took me at least a year. The kids felt the same, but it was easier for Natalie she has a more casual personality. She made friends really quickly but I think it was more of the case that she was a foreigner and the young kids in school really take to outside people. With Marco it was more difficult, he is shy and much quieter and they played none of the sports he used to play at home. It definitely took him longer, but he now has a handful of really good friends, it did make it more difficult for him to settle though.
8. Communicating with your children
It is so important to constantly communicate with your children. Did you involve them in the decision to move?
Denise: When my husband came back from his interview and said he had been offered the position, we told the kids about the country and focused on the positive aspects of moving, eventually our son asked whether we could please move there and of course his sister always agrees with him, so that was easy. We were very excited that he was so excited.
It is very important to consider your child’s opinions and constantly talk to your kids about how they are feeling. Listen to your children, really listen! We have also set each of the kids up on gmail, and they sometimes email us and let us know how they feel (even though we are not talking, they are still communicating with us on their feelings).
Trudie constantly communicated with her son – During our alone time I constantly reassured Matthew that dad will be with us soon, and when Dad did not come back to our home country, but to our expat spot and we had to go there Matthew was the first to jump at the idea.   We also constantly talk about the fact that we will move again- this is not home yet- we will be here for a couple of years – we wanted Matthew to be prepared for that and use it to motivate him-work harder at school etc.
Monique discusses everything with her kids and emphasizes never hiding the truth from them: They have learnt a lot and I would not change what we have done, they have really experienced life to the fullest, doing things most kids their age dream about.

9. Personality, age and attachment types
Your child’s personality, age and how they attach themselves to you is also going to determine how well they settle. If they are still babies, it is going to be a lot easier
Denise finds her daughter who is 6, remembers those people who were closest to her, but often gets peripheral people mixed up. She remembers experiences through our home videos. Our son at 8 remembers a lot more about home and took longer to settle and make friends. If we go down to the pool, Jess will attach herself to any of the children their and start playing, Sean will shy away and take longer to be comfortable to mingle, but once the mingling starts he is just fine.
Teenage years are even tougher. If your child is shy and attaches themselves to you for support, then settling will be harder. The child with an assertive, outgoing personality is going to find it a lot easier to get along in the new environment. You need to take this all into account in helping them to settle. For the shy child, make play dates for them, even if you invite the parent for tea with the child tagging along as company for your child, be sly if you need to. Get your kids out their, join clubs, take them to different socials, help them find their feet and new friends. In the long run, it is going to make your life easier if your children have friends and settle down.
Kids must not focus on the things they are missing out on at home, but rather on what they are experiencing right now (which they would have missed out on had they stayed at home). If they are down and feeling depressed, get busy! Have fun!
Shirley remembers not worrying about Natalie (she was 13) I thought she would adapt easier than Marco (15 ½), which was the case in the end.
Marco could not play the sports he was really good, he found it really hard to settle into the boy school we sent him to as he had been at a private mixed school. I think that this really was a hard period for him and I really worried and felt sorry for him. He also found it really hard to make friends at the beginning, but that changed after a couple of months and he has now made some really strong and trustworthy friends.
He has adapted and I think he is now more at ease with his life and I do not think that he really misses our home country.
Natalie was more adaptable and is more like the locals … she even has a different accent to everyone. She made friends really quickly but I think it was more of the case that she was a foreigner and the young kids in school really take to such a person. Natalie is also easier going than Marco, so I think she found it easier, but she also missed her friends terribly. She still does and always looks forward to going back and meeting up with everyone. She did tell me that it is peer pressure that she is under and to be able to blend into the group, you try really hard to do what they do because if not, then you are not good enough. We were encouraging of everything they did and gave them the space they needed to grow. We let them be independent, which we could not do at home. They have flourished and have very independent, strong and self assured personalities now.
10. Family traditions, original culture and language
It is important to keep your countries traditions going within the family, remember everyone at home is growing up with those traditions and if you are going back to live there, keep those traditions alive within your own family.
Well where we come from we don’t have any dress codes but two things that are close to our hearts, are sport and food, says Trudie. We always watch all and every major sporting event from cricket to rugby with our kids. Where they can see the intensity and passion we have towards sport. The food part is very easy for me, my children get traditional food over and over, on a weekly basis.
It also helps to create new little family traditions while maintaining your own value system and beliefs. As Denise remembers: At home we have full time maids, so in our new country we created traditions of cooking, cleaning and a family dinner every night. One of our traditions is to find out the best thing that happened to each person during the day. To reminisce on the good points. We also have a bell which we ring if you have done something particularly note worthy, such as getting a certificate at school or doing something nice for a stranger, it can be nearly anything special.
Some last thoughts:
Trudie : no matter where you are, make sure your religion is number 1 (even when your friends don’t believe and tease you).   Culture does not define you, you do. (Stand by your values and morals even if it’s hard). Every moment we have together counts –let’s spend it together in a remarkable way. At the end we are all experts and our children are therefore the same as us adults.
Denise: Try and always be yourself around people, don’t try and be someone else or the person you think they want you to be.   Living abroad changes your perspective on life, you meet people that are worse off than you and live in poverty and people who are wealthy beyond belief, people who have few moral beliefs and those who are overly so – this life gives you perspective on so many topics – world politics, thinking globally, it is the different angle and understanding of others that allows you to have more empathy.
You can contribute more to conversations with all the added experience you have gained compared to most people in the world.
Much of the research I encountered showed that – expat kids grow up to be diversity-embracing, intelligent, savvy, articulate, interesting, adults. As their parents we are giving them a chance of a lifetime, a life-altering, enriching experience.

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Europe Cost of Living – 2010

Europe’s most expensive cities are those that are not on the Euro. The most expensive city in Europe is Geneva (ranked 8 in the world), while Zurich is Europe’s third most expensive city (ranked 10 in the world), making Switzerland the most expensive country in Europe. The Swiss Franc has strengthened by 8% in the past year and by 16% over the past 2 years. Geneva is followed by Moscow (ranked 9 in the world), which had fallen in the cost of living rankings last year and shot back up to 6th most expensive city in Europe earlier this year. The Russian Rouble has strengthened 14% against the Euro in the past year. Oslo is the fourth most expensive city in Europe (ranked 12 in the world), followed by Copenhagen (ranked 16 in the world). The cheapest city in Europe is Sarajevo in Bosnia and Herzegovina (ranked 292 in the world) with a cost of living index of 57.15 (New York = 100).

 

Tokyo is the most expensive city in the world in which to live, out of 300 global locations, surveyed in September 2010. While Tokyo is relatively cheap for items such as alcohol & tobacco (ranked 145), it is the most expensive for groceries and healthcare, and household accommodation costs. Tokyo has always been relatively expensive. This trend has strengthened again recently, as a result of the Japanese Yen having gained in value by about 18% against the United States Dollar in the past two years.

As the most expensive city in the world, Tokyo has an overall cost of living index of 155.4 (New York = 100), while Dubai (ranked 60 in the world) has a cost of living index of 88.84. Therefore Tokyo’s cost of living is 75% higher than Dubai. That means that an expatriate earning USD$5,000 per month in Dubai would need to earn USD$8,750 per month in Tokyo to enable them to have the same purchasing power, and therefore a similar standard of living as they had in Dubai. The cost of living for an expatriate is affected by both the availability and prices, of goods and services representative of an expatriate lifestyle, local inflation, and the exchange rate between the home and host country. As a result the cost of living has a significant impact of an expatriate’s salary package.

Caracas has moved up the rankings to become the second most expensive city to live in. Caracas is most expensive place in the world for furniture and appliances, recreation and culture as well as for hotels restaurants and meals out. Caracas is the second most expensive place for alcohol and tobacco, groceries, and healthcare.

Hong Kong is the third most expensive city in the world for expatriates to live in. The high overall cost of living rank for Hong Kong is primarily a result of two expensive basket groups. Hong Kong is the third most expensive city in the world for healthcare, and is the second most expensive city in the world for household accommodation, which typically comprises 30% of an expatriate’s expenses. Hong Kong is a good example of why many international organizations compensate separately for healthcare as well as household related costs such as housing rental, water, electricity, household gas, household fuels, local rates and residential taxes. Items that are provided by the employer should be excluded from a cost of living index calculation. The cost of living index for Hong Kong excluding healthcare and household related costs is substantially lower than it’s overall cost of living index of 128.9 (New York = 100). Hong Kong is relatively cheap for recreation & culture (ranked 241 in the world), education (ranked 259 in the world), as well as furniture & appliances (ranked 268 in the world).

Osaka, ranked fourth, is a new addition to the rankings. Osaka is most expensive for household accommodation (ranked 3 in the world), healthcare (ranked 5 in the world) and groceries (ranked 6 in the world).

Sao Paulo, another new addition to the rankings, is the fifth most expensive city in the world. Sao Paulo is the most expensive place in the world for education, and is ranked second most expensive for clothing. The Brazilian Real has strengthened by 11% against the United States Dollar in the past year, although it is still weaker than it was two years ago. Sao Paulo is ranked in the top 55 most expensive cities in the world for each of the 13 basket groups.

 

Most expensive cities in Europe (Global rank in brackets)
1. Switzerland, Geneva (8)
2. Russia, Moscow (9)
3. Switzerland, Zurich (10)
4. Norway, Oslo (12)
5. Denmark, Copenhagen (16)
6. Liechtenstein, Vaduz (17)
7. United Kingdom, London (23)
8. France, Paris (26)
9. Monaco, Monaco (29)
10. Jersey, Saint Helier (34)

 

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Education International Cost of Living Ranking 2010

This report provides you with the rank of Education cost of living indexes as at September 2010 for each of our 300 global locations. The indexes are calculated using the prices for specific quantities of the same goods and services in each location, based on expatriate spending patterns across 13 broad categories (Basket Groups). Our calculators make use of the cost of living indexes, based on your input and Xpatulator’s data, to create reports online which you can save, e-mail or convert to a pdf file.

 

Education costs include creche / pre-school fees, high school / college fees, primary school fees, and tertiary study fees.

 

The September 2010 education international cost of living top 100 rank is as follows:

 

September 2010 Rank Country, City

1 Brazil, Sao Paulo
2 Angola, Luanda
3 Brazil, Rio de Janeiro
4 Russia, Moscow
5 Brazil, Brasilia
6 Bahamas, Nassau
7 Singapore, Singapore
8 Russia, St. Petersburg
9 USA, New York NY
10 Liberia, Monrovia
11 Nigeria, Lagos
12 Bermuda, Hamilton
13 Gabon, Libreville
14 Belgium, Brussels
15 Solomon Islands, Honiara
16 United Kingdom, London
17 Congo Democratic Rep, Kinshasa
18 Sierra Leone, Freetown
19 Vanuatu, Port Vila
20 Australia, Sydney
21 USA, Anchorage AK
22 Cuba, Havana
23 Australia, Canberra
24 USA, Boston Mass
25 United Kingdom, Glasgow
26 USA, Philadelphia Pa
27 Croatia, Zagreb
28 Australia, Melbourne
29 Uruguay, Montevideo
30 USA, Seattle Wash
31 Jersey, Saint Helier
32 Kazakhstan, Almaty
33 Barbados, Bridgetown
34 United Kingdom, Birmingham
35 Australia, Perth
36 United Kingdom, Leeds
37 USA, San Francisco Calif
38 Cote DIvoire, Abidjan
39 New Caledonia, Noumea
40 USA, Chicago Ill
41 USA, Washington DC
42 Central African Republic, Bangui
43 Sao Tome and Principe, Sao Tome
44 Saudi Arabia, Riyadh
45 USA, San Jose Calif
46 Djibouti, Djibouti
47 USA, Los Angeles Calif
48 Chad, NDjamena
49 Guyana, Georgetown
50 Guernsey, St Peter Port
51 USA, San Diego Calif
52 Guinea, Conakry
53 Australia, Brisbane
54 Congo, Brazzaville
55 USA, Portland Ore
56 United Kingdom, Belfast
57 Colombia, Bogota
58 South Africa, Johannesburg
59 Afghanistan, Kabul
60 Kiribati, South Tarawa
61 Israel, Jerusalem
62 USA, Miami Fla
63 New Zealand, Auckland
64 Saint Helena, Jamestown
65 Samoa, Apia
66 USA, Baltimore Md
67 Estonia, Tallinn
68 USA, Denver Colo
69 USA, Atlanta GA
70 Australia, Adelaide
71 Iran, Tehran
72 Burkina Faso, Ouagadougou
73 Lithuania, Vilnius
74 Zambia, Lusaka
75 USA, Milwaukee Wis
76 USA, St Louis MO
77 Iraq, Baghdad
78 USA, Cleveland Ohio
79 USA, Phoenix Ariz
80 Maldives, Male
81 USA, Dallas Tex
82 USA, Las Vegas Nev
83 Comores, Moroni
84 USA, Detroit Mich
85 USA, Pittsburgh Penn
86 South Africa, Pretoria
87 USA, San Antonio Tex
88 Haiti, Port-au-Prince
89 Falkland Islands, Stanley
90 Saudi Arabia, Jeddah
91 Malawi, Lilongwe
92 South Africa, Cape Town
93 Serbia, Belgrade
94 USA, Charlotte NC
95 USA, Jacksonville Fla
96 USA, Fort Worth Tex
97 Seychelles, Victoria
98 USA, Columbus Ohio
99 South Africa, Durban
100 USA, Tampa Fla

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